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Mortgage Refinancing Help

Mortgage Refinancing Help: United States

Homeowners who want to refinance but can't because they owe more on their home than their home is worth (also known as "upside down") should focus their time and energy on making more money. Adding a part-time job or starting a side business will bring extra income into the household, income that can be used to make extra payments a mortgage.

 

           
Mortgage Refinancing Help: Business: Financial Services: Banking Services: Banks and Institutions: Associations: United States  (163)

 

 

 

Mortgage Refinancing TipThere are literally thousands of mortgage companies all over the country. It is important that you choose a reputable one. Most reputable companies will be part of the Better Business Bureau or other community watchdog group. Good companies will also have websites that rank well on search engines such as Yahoo and Google.



Mortgage Refinancing Help: United States (2010)

See also:


 
International Financial Services AssociationInternational Financial Services Association »
The premiere association for international financial services operations.
 
Mortgage Bankers Association of Puerto RicoMortgage Bankers Association of Puerto Rico »
With a history of the association and of the attached school.
 
Risk Management AssociationRisk Management Association »
Publications on loan and credit management, lending, and administration, as well as information on the lending of securities.
 
Fiduciary and Investment Risk Management AssociationFiduciary and Investment Risk Management Association »
FIRMA certification programs, career opportunities for compliance and audit specialists, and other information for risk management professionals.
 
American Financial Services AssociationAmerican Financial Services Association »
AFSA is the national trade association for market funded providers of financial services to consumers and small businesses.
 
Mortgage Industry Standards Maintenance OrganizationMortgage Industry Standards Maintenance Organization »
MISMO maintains voluntary electronic commerce standards for the mortgage industry. Specifications of current and previous standards.
 
The American Securitization ForumThe American Securitization Forum »
Allows participants in the U.S. securitization market to advocate their common interests on legal, regulatory and market practice issues.
 
Tri-State League of Financial InstitutionsTri-State League of Financial Institutions »
Covering Ohio, Indiana and Kentucky. Features a calendar of forthcoming events, and pictures of recent social happenings.
 
Institute of International BankersInstitute of International Bankers »
Founded in 1966, the Institute is the only national association devoted exclusively to representing and advancing the interests of the international banking community in the United States.
 
Association of Certified Anti-Money Laundering SpecialistsAssociation of Certified Anti-Money Laundering Specialists »
ACAMS recommended speakers and consultants, recent news and events, and information for members including a weekly column.
 
Loan Syndications and Trading AssociationLoan Syndications and Trading Association »
Develops standard settlement and operational procedures, market practices, and other mechanisms to more efficiently trade the increasing volume of par and distressed bank debt.
 
Gold InstituteGold Institute »
International industry association representing companies that mine and refine gold, as well as manufacturers of gold products and the world's leading bullion banks and gold dealers.
 
<b>Mortgage Bankers Association of America</b>Mortgage Bankers Association of America »
Consumer planning tools and home-buying tips, detailed regulatory information, and an explanation of the MBAA's opposition to a centralized Federal do-not-call anti-telemarketer register.

 
<b>American Bankers' align='left' border='1' style='margin:0 10 0 0;'>American Bankers' Association »
Nationwide association based in Washington D.C., with news, industry and legislative issues, online courses and consumer information.
 
Bankers Association for Finance and TradeBankers Association for Finance and Trade »
Provides banking information and conferences for U.S and foreign banks.
 
Bank Marketing Association, New England ChapterBank Marketing Association, New England Chapter »
Goals and mission, with more content for members.
 
Mortgage Bankers Association of the CarolinasMortgage Bankers Association of the Carolinas »
Representing companies that participate in the mortgage lending industry within North and South Carolina.
 
AmericaAmerica's Community Bankers »
Education resources, regulatory news and community-banking publications for members.
 
American Association of Bank DirectorsAmerican Association of Bank Directors »
AABD serves the information, education and advocacy needs of individual bank and savings institution directors. Contains recommended reading list, telephone seminars, and information about the Institute for Bank Director Education.
 
Silver InstituteSilver Institute »
Association of leading silver mining houses, refiners, bullion suppliers, manufacturers of silver products and wholesalers of silver investment products.
 
Western Independent BankersWestern Independent Bankers »
Serving community-oriented banks and savings and loans in the Western states. Job bank and a list of sponsored products.
 
Financial Services RoundtableFinancial Services Roundtable »
Formerly The Bankers Roundtable, itself formed by a merger in 1993 of the Association of Reserve City Bankers and the Association of Registered Bank Holding Companies, the FSR lobbies for the large integrated financial companies.
 
Electronic Payments AssociationElectronic Payments Association »
Rules and regulations governing the ACH electronic-payment network, forthcoming conferences, and brochures on risk management.
 
Foreign Exchange CommitteeForeign Exchange Committee »
Formed in 1978 under the sponsorship of the Federal Reserve Bank of New York, the FXC includes representatives of major financial institutions engaged in FX trading in the USA.
 
Arab Bankers Association of North AmericaArab Bankers Association of North America »
Provides news, job listings and resources for financial institutions in the U.S. and the Middle East.
 
Hellenic American Bankers AssociationHellenic American Bankers Association »
An educational and business association for Greek-Americans in the financial services industry.
 
National Marine Bankers AssociationNational Marine Bankers Association »
Promotes marine lending by educating current and prospective lenders in marine financing procedures, and by seeking new marine lenders.
 
Consumer Bankers AssociationConsumer Bankers Association »
Articles on auto finance, fair lending, privacy issues, and sub-prime lending.
 
Independent Community Bankers of AmericaIndependent Community Bankers of America »
Vendor directory, regulatory and legislative news and views, and a list of state associations affiliated with the ICBA.

 



 
      


Mortgage Refinancing TipThere is a refinancing myth that says you should not refinance your mortgage unless your interest rate will be at least two points less. This myth is not necessarily true if there are other benefits to the refinance or other reasons behind it.
 

Mortgage Refinancing TipYou can ask for a copy of your settlement cost papers (the HUD-1 form) one day in advance of your loan closing. This will give you a chance to review the documents and verify the terms.
 

Mortgage Refinancing TipIf you plan on moving out of your existing home within the next few years, it may not be beneficial for you to refinance. Make sure you let your mortgage specialist know your future plans.
 

Mortgage Refinancing TipIf there is a big difference between the initial interest rate and the APR listed in the ad, it may mean that there are high fees associated with the loan.
 

   

   


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