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Mortgage Refinancing Help

Mortgage Refinancing Help: United States

Weigh the costs carefully of how long you will be staying in your home vs. how much of a savings you will be getting in a refinance. Make sure you include closing costs in your decision.

 

           
Mortgage Refinancing Help: Business: Financial Services: Banking Services: Banks and Institutions: Regional: North America: United States  (1,273)

 

 

 

Mortgage Refinancing TipIf you have a mortgage, you should keep an eye on rates-especially if you have an adjustable rate mortgage. Getting locked in at a lower, fixed rate can save you hundreds, possibly even thousands, of dollars over the life of your loan.




Mortgage Refinancing Help: United States (2010)

See also:


 
BancorpSouthBancorpSouth »
Performs business and personal financial services as well as a variety of loan transactions. (NYSE: BXS)
 
Pinnacle BankPinnacle Bank »
Offers a wide range of banking services, including online banking, loans and accounts.
 
The Midwest Trust CompanyThe Midwest Trust Company »
Provides wholesale and retail trust services.
 
Raymond James Bank, FSBRaymond James Bank, FSB »
Offering banking services nationwide through more than 1,000 office locations.
 
Mellon Financial CorporationMellon Financial Corporation »
Providing financial services to institutions, corporations, and high net worth individuals. Includes news, investor relations, locations, and account access.
 
U.S. BankU.S. Bank »
A diversified financial services company headquartered in Minneapolis, Minnesota, with over 5,000 ATMs and 1,000 banking offices in 17 states.
 
Compass BankCompass Bank »
A regional bank with offices in Alabama, Arizona, Colorado, Florida, New Mexico and Texas.
 
Wachovia Corp.Wachovia Corp. »
Financial services company offers online banking, bill pay, brokerage, loans, and financial planning, as well as services for small businesses and corporations.
 
TCF Financial CorporationTCF Financial Corporation »
A Minnesota-based national bank holding company. The company's banks operate in Minnesota, Illinois, Wisconsin, Colorado, and Indiana.
 
CIT Group, Inc.CIT Group, Inc. »
Provides commercial and consumer finance, leasing products and advisory services. Includes information for personal investors and corporate clients. Principal offices in New York City and Livingston, New Jersey.
 
Shore Bank CorporationShore Bank Corporation »
Banking company with a mission to increase economic opportunities in traditionally underserved urban and rural communities. History, mission and values, directory of locations, current news, and details of programs and services.
 
Citibank U.S.Citibank U.S. »
One of the largest full service banks in the world.
 
Bank of the OzarksBank of the Ozarks »
Performs commercial banking operations, mortgage banking, trust services, insurance services and other related financial activities. (Nasdaq: OZRK).
 
State Farm BankState Farm Bank »
The banking services of State Farm Insurance. Includes information on accounts, loans and online banking.
 
First Citizens BankFirst Citizens Bank »
Commercial bank with branches in North Carolina and Virginia, and West Virginia.
 
AmSouth BankAmSouth Bank »
Provides banking services to Alabama, Georgia, Tennessee, and Florida with over 270 locations.
 
Regions BankRegions Bank »
Offers a full range of banking services, with headquarters in Birmingham, AL, and locations in 16 states.
 
Charter One BankCharter One Bank »
Provides financial products and services for both consumers and businesses.
 
J.P. Morgan and Co. IncorporatedJ.P. Morgan and Co. Incorporated »
A leading global financial firm that meets critical financial needs for business enterprises, governments, and individuals.
 
Washington MutualWashington Mutual »
Offers banking and financial services, mortgage loans: features online account access.
 
RBC CenturaRBC Centura »
US bank with offices and ATMs in North Carolina, South Carolina, Virginia, Florida, Georgia and Alabama.
 
LaSalle BankLaSalle Bank »
Serves individuals, small businesses, middle market companies and institutions in Chicago, Illinois and the suburbs.
 
KeyCorpKeyCorp »
Provides banking and financial services for individuals, small businesses, and corporations. Online banking and loan applications available.
 
Harris BankHarris Bank »
Major Chicago-based bank providing retail banking in the Chicago area and corporate banking services to corporations, institutions, non-profit and government entities nationwide.
 
Associated BankAssociated Bank »
Financial organization serving Wisconsin, Illinois, and Minnesota
 
Bank AudiBank Audi »
Commercial bank provides full banking facilities to US and foreign clients.
 
Webster BankWebster Bank »
Full service banking institution offering commercial and consumer products throughout New England and New York state.
 
Fort Sill National BankFort Sill National Bank »
Provides checking and savings accounts, loans, credit and check cards, phone cards.
 
Wells FargoWells Fargo »
Connects customers to essential financial services 24 hours a day -- by ATM, phone or personal computer, as well as through a growing network of traditional and supermarket branches.
 
Integra Bank CorporationIntegra Bank Corporation »
Operates community banks in portions of Kentucky, Indiana, and Illinois in addition to offering online services. (Nasdaq: IBNK).
 
First Citizens BankFirst Citizens Bank »
Products, services, rates, and online banking.
 
Golf Savings BankGolf Savings Bank »
Provides personal and business banking services throughout the Pacific Northwest.
 
BancWest CorporationBancWest Corporation »
With assets of more than $15 billion, BancWest serves nearly one million households. BancWest has over 200 branches in California, Oregon, Washington, Idaho, Hawaii, Guam and Saipan.
 
MidCountry BankMidCountry Bank »
Offers details on its online banking services, deposit and loan products, rates, and contact form. Locations in Illinois, Minnesota and Nevada.
 
BankUnited Financial CorporationBankUnited Financial Corporation »
Performs savings bank operations, mortgage banking services and other related financial activities. (Nasdaq: BKUNA).
 
SouthTrust BankSouthTrust Bank »
A corporate bank headquartered in Birmingham, AL, with over 600 offices in Alabama, Florida, Georgia, Mississippi, North Carolina, South Carolina, Tennessee, and Texas.
 
BB and T Corp.BB and T Corp. »
Financial holding company operating banking subsidiaries in the eastern and southern states. Features history, branch locations, investor relations, and employment opportunities.
 
Bank of AmericaBank of America »
Nationwide bank. Includes product and service information, online banking and bank location finder.
 
PNC Bank Corp.PNC Bank Corp. »
Serving consumer and corporate clients throughout the mid-Atlantic region, with a presence in all 50 states.
 
Patriot National Bancorp Inc.Patriot National Bancorp Inc. »
Performs commercial banking operations, mortgage banking and other related financial activities. Includes online banking. (Nasdaq: PNBK).
 
Marquette BanksMarquette Banks »
Provides a wide range of financial services from branches throughout Minnesota, South Dakota, Iowa and Illinois.
 
U.S.TrustU.S.Trust »
An investment management company headquartered in New York that manages over $79 billion in assets for clients throughout the country.
 
Northfield Savings BankNorthfield Savings Bank »
Bank in Brooklyn and Staten Island, New York, and multiple New Jersey locations offers checking, direct deposit, mortgage loans and internet banking.

 



 
      


Mortgage Refinancing TipIf you plan on moving out of your existing home within the next few years, it may not be beneficial for you to refinance. Make sure you let your mortgage specialist know your future plans.
 

Mortgage Refinancing TipAsk for the reissue rate on your title work. If you've taken a mortgage within the past two years, or are using the same lender, you might be granted this option, which can save you as much as 70 percent on your title work. An editor at this magazine didn't know about this potential savings when he refinanced his mortgage; fortunately his lawyer did. The savings more than covered the attorney's fees. However, if it's been several years since you took out a home loan, or if you're using a new lender, you'll likely have to pay for a new title.
 

Mortgage Refinancing TipBoth new homebuyers and refinancers can get free access to the credit reports that lenders use by visiting AnnualCreditReport.com, a website created via Congressional mandate. A free report from each of the three consumer reporting agencies -- TransUnion, Experian and Equifax -- is available at no cost every 12 months. Check for errors; if mistakes are found, don't hesitate to dispute any and all inaccurate and derogatory items.
 

Mortgage Refinancing TipIf there is a big difference between the initial interest rate and the APR listed in the ad, it may mean that there are high fees associated with the loan.
 

   

   


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