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Mortgage Refinancing Help

Mortgage Refinancing Help: Connecticut

If there are only a few years left on your current loan, it's no use refinancing with a long term loan. You may need extra cash but with a long term loan, you'll end up paying more for the entire loan term.

 

           
Mortgage Refinancing Help: Business: Financial Services: Mortgages: Regional: United States: Connecticut  (25)

 

 

 

Mortgage Refinancing TipThese days most people request a Good Faith Estimate (GFE), but have no clue what to look for on the GFE. Make sure you request a GFE that has ALL fees estimated and disclosed. This includes: origination points, processing, lender, appraisal, title, escrow... ALL FEES... especially the Yield Spread Premium or YSP.


Mortgage Refinancing Help: Connecticut (2010)

See also:


 
Dynamic Funding Solutions L.L.C.Dynamic Funding Solutions L.L.C. »
Mortgage Broker specializing in providing solutions for tough loans as well as standard loans.
 
Westport MortgageWestport Mortgage »
Full service mortgage company located in Westport provides information on purchase, refinance and home equity mortgage programs.
 
Coastal Financial Co.Coastal Financial Co. »
East Haven mortgage banker and portfolio lender serving Connecticut New York, and Rhode Island.
 
Atlantic National MortgageAtlantic National Mortgage »
Provides residential mortgages and finance options. Located in Westport.
 
Franklin MortgageFranklin Mortgage »
Independent broker for residential mortgages. Based in Cheshire.
 
Settlers Mortgage CompanySettlers Mortgage Company »
Provider of mortgage products from office in Wilton.
 
Connecticut MortgagesConnecticut Mortgages »
Senior loan consultant specializing in residential mortgages for New Haven County and the Connecticut shoreline.
 
Right Trac Financial GroupRight Trac Financial Group »
Mortgage lender specializing in residential real estate purchases, equity lines and refinancing. Located in Manchester.
 
First Investors Mortgage CompanyFirst Investors Mortgage Company »
Full service mortgage lender serving customers throughout Connecticut,located in Manchester.
 
Pristine Mortgage LLCPristine Mortgage LLC »
Mortgage calculators, market news, rates and online application form. Based in East Hartford.
 
The Diamond Mortgage Group LLCThe Diamond Mortgage Group LLC »
FAQs, testimonials, company profile and pre-qualification application. Located in Niantic.
 
Advise "U" Mortgage, L.L.C.Advise "U" Mortgage, L.L.C. »
Offering mortgage services for all credit situations. Specializing in late pay programs. One day out of Bankruptcy.
 
Independent MortgageIndependent Mortgage »
Company profile, calculator, current rates, economic forecast and information on loan programs. Fairfield.
 
Elm Tree FundingElm Tree Funding »
West Hartford provider of residential mortgages and commercial loans.
 
A.J. Romano MortgageA.J. Romano Mortgage »
Company overview, daily rates, mortgage calculator and information on programs available. Located in Stratford.
 
Total Mortgage Services, LLCTotal Mortgage Services, LLC »
Provides residential mortgage financing from location in Milford.
 
Guaranty Federal Financial Corp.Guaranty Federal Financial Corp. »
Mortgage broker specializing in new, refinance and construction loans, investment properties, debt consolidation and damaged credit loans. Office location in Farmington.
 
Sound Beach Financial CorpSound Beach Financial Corp »
Offers first and second mortgages, refinancing, commercial loans and lines of credit. Office located in Stratford.
 
Campbell MortgageCampbell Mortgage »
Information on mortgage products. Downloadable mortgage documents in PDF provided. Locations in Westport and West Haven.
 
State Finance Company, Inc.State Finance Company, Inc. »
Mortgage broker provides mortgage rates and information on VA loans. Located in Monroe.
 
McCary Stevens Associates, Inc.,McCary Stevens Associates, Inc., »
Commercial mortgage underwriters provide information on loan programs, due diligence services, treasury rates and links to related sites. Located in Hartford.
 
PFS, Inc.PFS, Inc. »
Residential mortgage financing and debt consolidation services. Located in Monroe.
 
Landmark Financial GroupLandmark Financial Group »
FAQs, downloadable forms, company overview and information on real estate trends. Office locations in Avon and Southport.
 
Hourglass Capital GroupHourglass Capital Group »
Mortgage brokerage provides information on loan programs, real estate market, FAQs, rates and applications. Located in Washington Depot.
 
Hamilton MortgageHamilton Mortgage »
Specializes in non-conforming loans. Features services, company overview, downloadable forms. Based in Ridgefield, CT.

 



 
      


Mortgage Refinancing TipWhen you do a cash-out refinance you are leveraging the equity in your home in order to receive a lump sum of cash at closing. Many individuals and families use this type of loan if they want to remodel their home, or they have kids that are attending college soon. Veterans and other military personnel can now take advantage of a 100% cashout refinance thanks to the Veterans Benefits Improvement Act of 2008.
 

Mortgage Refinancing TipWhen it comes to lowering your rates you will need to weight the benefits of having a lower rate vs. paying points up front. You may end up paying a lot more depending on your choice and how long you plan on keeping your mortgage.
 

Mortgage Refinancing TipThere is no such limit on the number of times you can go for home refinance loans. Most lenders prefer that you have no late payment for the past 12 months before you switch over to a new loan.
 

Mortgage Refinancing TipIf your property value reduces and you refinance up to 80% of the reappraised value, your original mortgage amount may be higher than this amount. Thus, the new loan will not be sufficient enough to help you pay down the existing one.
 

   

   


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